Block Discounting

We can provide services to the following clients: partnerships of four or more people; trusts and charities; limited companies and public limited companies. We regret we cannot assist sole traders and partnerships of under four people.

Block discounting allows a business to raise funds against a future income stream, effectively restoring cash flow by returning a proportion of outlay.

The method is commonly used by companies offering instalment credit, such as plant hire firms and small finance businesses writing their own agreements.

At Commercial Money matters we have the experience and market knowledge to create bespoke block discount arrangements with funders who have stood the test of time in our dealings with them.

Our reputation for in-depth knowledge, straight talking and efficiency has been built over years; we have been servicing business since 1989.

The block discounting method works as follows:

  • a business assembles a “block” of agreements
  • the “block” is sold to a funder for the period of the funding agreement
  • as each “block” is repaid by the customer, the funder returns ownership of the “block” to the business
  • further cash can then be raised against new “blocks”

The benefits of block discounting include:

  • improved cash flow
  • competitive pricing
  • improved flexibility
  • a profit margin between lending and funding rates

How we work:
Your enquiry will be dealt with by a dedicated specialist consultant who will:

  • seek out all relevant information
  • access our database of funders
  • negotiate on your behalf
  • report findings
  • guide you to completion, explaining complexities throughout

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